Just found out in order to tow my boat I have to up my gross vehicle weight on my truck ownership to 4500kg or about $150 extra per year. I’m relatively sure most don’t do this. However I’m likely going to do this because insurance is always looking for ways to decline a claim. Just to be clear this applies to trucks only. Cars, minivans, and smaller SUV’s are typically within the weight with a normal sticker. Can anyone comment on this? Do you guys pay the extra. Most of my friends that tow boats and RVs don’t.